Again, you're making the argument that because someone doesn't understand how something can affect them negatively that you should be allowed to take advantage of that.

That is literally called FRAUD in the US: "the deception of someone for the purpose of financial gain".

and stop calling it private, it wont be fucking private when (not if, but when) your network gets breached.

All the big tech companies have had data breaches, but suddenly your network is going to out-shine them all? God that's laughable.

Oh, and when that happens, you will be sanctioned by every consumer protection agency, and bankrupted by class-action suits. Have fun!!!