beyond just the docker environment, you only need to be able to run the service you're working on locally. Anything you don't run local should hit some shared dev/QA infrastructure (which share a db with local). Whatever you use to develop should be able to detect what you have running locally and prefer those when available.

Anything you're not running locally just hits the shared infra.

Dockerized apps make it simple to run on dev environment, which is what we do. Of course , one cannot run everything on a laptop, we have a dev cluster