When it comes to innovation, however, failure is often the impetus to more efficient design. Not only was that $200m shifted from Musk/Investors to SpaceX, et al, but it also went to informing the process and improvements for the entire project, and future projects by other companies.
We wish we could learn these things more cheaply, sure. But that doesn't mean the world or company would have been better off in the long run had the incident not occurred -- it's too soon to tell, and we might never know.