I'm with you, but i believe we will see more and more huge user data sets being stored on clouds. So maybe the future will be a hybrid model between SSD local drives (for day to day files) and cloud for mass user storage (like photos, videos, backups, and so on).
People keep suggesting that the cloud will take over, but for most people the time required to upload all their 4k christmas videos to the cloud will be the limiting factor.