I would think the "tragedy of the commons" would people who elect to drive a car during rush hour rather than taking a similarly viable mass transit option if one exists.
Or are you using the term just in the context of overpopulation? Thanks.
To a certain extent, because it's so cheap to aggregate, we lose out on opportunities to differentiate. Rather than spreading out so we work close to home, we build giant throughfares that make for clear divisors - And then do insane things on top of that. Look at the commute times in and out of SF - the traffic is really bad flowing both into and out of the city, because lots of peninsula-working persons want to live in the city and lots of peninsula living persons want to work in the city. (I say this with great hypocrisy, living on the peninsula and working in the city, but at least I'm in Millbrae and not Sunnyvale).
The same thing has happened in manufacturing - It's so cheap to produce mass-market products, and they do enough in most cases, that it's basically impossible to find semi-niche products in many areas. You can buy cheap Chinese goods or pay 20x the cost for high quality American made, but there's no mid-market anymore. Every so often a product comes around that is mid-market, but when people flock to it, it inevitably goes down in quality. My example is Lands End jeans - In the 90s, they were great. Then they got popular, got bought out, and are now just another branding for cheap goods.
When working from home becomes more acceptable, cities are going to look like things of the past - Full of only collectivists who can't live without someone to praise them at every corner, and the poor and downtrodden who've gotten stuck in the ghettos. This is, of course, cyclical, and been given several names - "White Flight" being the current pejorative for one of the major cycles. But I'm looking forward to being a Solarian[1]; VR for interaction, Automated cars when I need to be somewhere or to transport goods, and high-bandwidth network links for everything else. I don't see anyone else arguing for lining fiber everywhere we run power to, but when I do, I will gladly vote for them.