> Just one, I fucking dare you.

This comment doesn't seem to jive the spirit of Hacker News.

If the poster you're replying to has a valid counter-argument you can expect him to provide it; there's no need to...threaten them to reply? Machismo is one of the least beneficial things you could contribute to this site.

I never said line of credit. I was making the point that cryptocurrencies offer another means of payment and medium of exchange that is not as restrictive as a credit card. Here’s two articles that show they actually help the underbanked:

[1] http://www.coindesk.com/united-nations-sends-aid-to-10000-sy...

[2] https://www.bloomberg.com/news/articles/2017-06-13/pot-entre...

I don't really have any bank accounts right now and pay my credit card bills with bitcoin. I guess I might be that person then?

Although, I've pretty much always been paid in cryptocurrencies so my situation is rather unique.