And no, we don't relate on that, and we disagree that the effect is limited to the individual (see "the Great Depression, causes of") or that the individual should have to bear all risk of their actions at all times. Fundamentally I suspect we disagree on what sort of society we want to live in.
We also disagree on the economic causes of events like the Great Depression.
Also I did mention we could bring back an option to voluntarily cede one's own freedom, for those that don't want to bear the responsibility of living with the consequences of their own bad decisions, so I don't think our disagreement is exactly how you've characterised it. It's more like we disagree on whether we should prevent people from having the option to live freely.