Without contradicting your observation, I want to mention that virtually anything important you do on the Internet these days--from online banking to Google searches to reading Hacker News--is protected by a second independent layer of encryption: HTTPS. I'm not excusing the WPA2 flaws, but I do think that your bank info, web searches, and Hacker News comments are secure even at the mall.
If someone can offer a credible explanation of why online banking or other HTTPS activity is insecure on public wifi, I'd like to hear it please.