Strangely enough, if you find yourself in this situation of having drank coffee too late in the day nicotine has actually been proven to speed up the metabolization of caffeine: https://www.ncbi.nlm.nih.gov/pubmed/3365914
At 70 something my dad watched a TV show on ADD and said to my stepmom, I think I have ADD. He want to the doctor and told him the same. The doctor said, we don't test for ADD, instead we have assessment questions. He asked my dad, first question "How many cups of coffee do you normally drink?" Dad said 15 to 18 a day. Doctor said we are done. You have ADD.
He was on ritalin the rest of his life. I don't agree with having him on ritalin but that was not my choice. He died of old age at 83. Until a year before his death he had been very healthy. NEver got colds, the flu or anything like that. Had a little spring hay fever. That was all.
I wonder if the metabolization benefits of nicotine actually made coffee more enjoyable on a physiological level.
That said, I don't think it's as genetically hard-coded as the the root comment suggested.
I've been through episodes (coinciding with when I was having debilitating symptoms of chronic fatigue and depression), when I experienced these symptoms (sometimes very severely) when consuming caffeine. As I've become more physically energized and mentally well, my tolerance for caffeine has vastly improved.