> From your perspective, isn't it a massive risk not to sell at this all time high value?
Not really, if you didn't tie up significant proportions of your net worth in the initial buy.
> If they hold or sell, do they deserve whatever outcome?
Deserve is a worryingly moral word to apply there.
My only dispute is that early adopters took a lot of risk. It's not like they sunk their life savings into opening a small business.
