Personally I very much agree that using a vpn service for all your traffic is probably not a good idea. As well as other objections, some have been confirmed to sell fine grain traffic information, and may have an easier time justifying that as it is arguably anonymised.

That said, if you set up your own vpn on a digital ocean node, moving your network boundary to the datacentre, then the cloud hosting companies network that you end up trusting is less likely to be set up to spy on you then a consumer isp.

I get bad speed though when I do this. The processibg speed required to encrypt a connection at 300mbps just isn't there in my router.