> It really leads to a persistent feeling of danger, so yes, making 100k instead of 40k could literally save your life, or at least keep you from being an indebted loan shark victim for the rest of your life.
Right, that problem just doesn't exist in the Netherlands.
Basically everyone pays, I would guess, around $150 a month median for insurance, with a standard deviation of probably around $25. That covers anything life threatening and quite a bit more.
There's a bit of co-pay on things like dental and there's a mandatory own-risk of about $500 a year on certain procedures.
If you're about 10% below the median income in the Netherlands you get an insurance subsidy which tops out slightly above $100 a month.
