So, I think a difficult aspect of frugality is that is borders close with cheapness. Cheapness is a problem, and imagine if all your customers became cheaper and you lost a few. Well, you would have to become more frugal which means firing providers of services. It becomes a negative trend.

I live near Seattle where $100K is probably a reasonable income (give or take $30K).

Now, I make more than that by a large margin where my cash target side of the house is roughly $300K not including stocks. I live pretty well, so what do I do with the extra money?

Well, I trickle down. I have four employees for my house and land. When you not only provide for yourself, but you provide for others then I claim that there is extra happiness to be had. My house keeper, for instance, makes $40K with an average of 20 hours of week, flexible timing, and a monthly stipend for benefits.

You can buy happiness, but only if you spend it on people rather than things.