What I think a lot of novice writers, and people giving advice to novice writers, often miss is that "hooking" your reader doesn't mean immediately assualting them with action. All it means is raising a question the reader wants to know the answer to.
For example, "The Wizard Hunters" opens with the line "It was nine o'clock at night and Tremaine was trying to find a way to kill herself that would bring in a verdict of natural causes in court, when someone banged on the door." Not much action - Tremaine is sitting in a dusty library reading books - but that line raises two immediate questions: 1, why is Tremaine trying to kill herself in a way that would be ruled "natural causes", and 2, who's banging on the door at 9pm?
Similarly, "Black Sun Rising", the first book of the Coldfire Trilogy, opens with the line "She wondered why she was afraid to go home." Again, the line raises multiple questions, inviting the reader to keep reading to learn the answers.