"Financed with debt" is another way to say "Can't afford".
You can finance an enterprise with debt because it may produce income, and the debt will be repaid. But financing consumption with increasing debt is... dangerous at best.
As someone else said in the thread [1], just existing in America is very expensive. It’s easy to conflate consumption vs necessary expenses needing to be financed, but you do what you have to do.
It takes 20 years of nothing going wrong to escape poverty [2]. Imagine how easy it is to get back there.
