How and in what universe? I'm not merely being flip I literally don't understand how having options leads to such disasters. In most linux distros for example you have a central settings menu much like the windows control center plus many apps have a settings menu for app specific settings.

If you check a box and things no longer work the way you expect it doesn't require magic to open the menu and uncheck the box or reset the app to default settings. Its rather difficult to do any real harm. Even mucking up a system so bad it can't boot is cause for booting up from a disk to fix the problem or reinstalling in an hour if that seems too challenging.

I'm not clear on how to parse "take down an entire workflow completely" into anything meaningful. Its like someone argued for a house with a single set of furniture glued down to the floor and discussed how houses where you could put any sort of furniture down anywhere could take down your breakfast routine completely as if billions of people weren't out there organizing their own kitchens and churning out meals all over the world.