It costs me money (past a certain number of freebies) to access Equifax's data on me--to get a credit report.
I get that this is not their main business model, and that their customers that they bundle and sell consumer data to are more valuable. But end users, in this case, are still customers. They still pay money and get a service in return. Contrasted with e.g. Google services, it's a different scenario.
