I agree with you -- if there's a process and it's easy enough to get an approval, I (personally) have no problems.
However, Amazon's game development policy lays out 10ish different requirements you must meet, including not working with others outside of your org, must give up ownership of IP at Amazon's request, must use Amazon services or provide feedback why you couldn't. There's no process by which any of those items can be waived.
This basically means you can't do game jams with friends unless they work in your org. And if your game jam is successful, you run the risk of Amazon just taking ownership.