The only thing money can really do is buying opportunity, and it is extremely subjective which opportunity makes one happy. An old person coming from a different time finds the opportunity to drive a loud car which makes a lot of noise and burns a lot of fuel to accelerate quickly from 0 to 100 a "pleasure", whilst other people find the opportunity to drink a Colombian coffee and eating an avocado sandwich a pleasure and someone else finds the opportunity to spend an evening playing board games with their family extremely enjoyable. You only need as much money in life as it requires to get the opportunities which make you happy. Beyond that you are wasting time and energy chasing something which doesn't buy you much. That is the advice we should give young people.