Ask HN: AWS continues to charge me even though a hacker uses my account

Someone should make a digital first credit card optimized for the subscription world.

The credit card issuers will happily allow recurring credit card billing (like a gym membership) to automatically continue on a new card after the expiry date, CVV2, and even the card number change. They'll do this without asking you, the card holder. They'll do this even if you refuse to allow the billing to continue on the new card. The only way to get out of a recurring payment is to (a) get the vendor to stop it, (b) claim it as fraud (the card issuer may still take the vendor's side), or (c) to close your account with the credit card issuer and withdraw all your money from that bank. You'd have to withdraw all your money because otherwise they'd take it directly from any account you have with them; this is their right of "set of" as written into every credit card contract.

Someone else in this discussion said the practice of allowing the vendor to continue billing your new card is known as "card refresh". It's cool to learn the correct term for that.

Recurring credit card billing is a horrible thing when it goes wrong.