People's choice of poor quality service provider X impacts their ability to do their tasks when the service is poor. X can be email, insurance, banking, anything you externalize in your life.
The fact that a service is popular is a poor indication of service quality, if there is a correlation at all. Examples abound for popular services and products that are poor quality. Usually, the best services are a bit up, from the popular choice point, in the price/quality ratio. More so if there are free (as in beer) offerings in the market.