By virtue of the fact that this info is widespread, you have no choice but to take actions to protect yourself from this information. That means the information becomes useless.
You are, in a way, being shamed into acting, through public disclosure. So no, having that info cost is not more better, it's more worse.
Furthermore, it is not an option to only let you have this information. That ship sailed when the breaches happened. You don't get access to this information for free, you don't get to control the dissemination of this information, you are powerless. You're acting like HIBP is the only way people can find this info out; it's not. That $500 price tag is just for you. People who are more skilled than you or I at collecting this info get it for free, and that's never going away.