Personally none of that stuff mattered once I earned more than like, twice minimum wage. Nowhere near $200K.
Maybe that's a US thing, since you guys have so much tied up in work (health insurance etc).
I just think about having enough money to get by and help people around me, employment fits around that, not the other way around.
Sure, people who are actually earning biscuits as a wage are basically slaves. So it goes.
FWIW I don't work in adtech, I think it's bollocks and that everyone doing it should stop.