> Ok, but the difference with waiting to accumulate dollars vs waiting to accumulate crypto currency is that with crypto you are subject to massive currency fluctuations while you wait to cash out.
Most exchange won't let you cash out over small amounts, but you can still exchange it. You aren't subject to fluctuation if it's already exchanged.
It's so weird the amount of misinformation here... I know that people here may hate cryptocurrencies, but it's the same thing as having it stored somewhere in a DB. The only difference is that you can actually do something with it.
