And let’s not forget “EDA software” was single handedly pioneered by one woman and some lisp. Before then, it was hundreds of men taping out circuits on 4x8’ ply with...physical tape who all complained the labor and complexity costs were enormous and nothing could be done.
If we really want to point fingers, we could say it’s a monopoly on the supply chain side of manufacturing - costing millions in NRE’s to make a chip - but if you are willing to scrimp on process size you can get it done for $3 per layer per reticle at 500nm scale and $50 per mask.