I too share the subscription fatigue, and avoid subscriptions as much as possible. I prefer to pay once, up front.
Bank of America has discontinued this service, and I haven't setup a new workflow, which is disappointing. but I mean, it is one solution.
I guess I should mention that I am poor-ish. Right now I am getting lumber from a reclaimed lumber place and making furniture in a Amish style. Then my sister paints and distresses it. So if a bunch of random five dollar charges hit my account at once and I am not expecting them it could be a problem.