Are your loans from the government? If so, you can likely qualify for the Pay-as-you-earn program where your payments are capped at 10% of your disposable income, and debts are forgiven after 20 years (though you have to pay taxes on the amount forgiven I believe). Of course it still stings to see $1.3k/month get sucked out of your bank account to pay the interest on this student debt scam, just know that the pain is mostly psychological. I just choose not to think about it, because it's too depressing otherwise.

I honestly believe that student debt will be forgiven within 10-20 years. Candidates like Elizabeth Warren are already pledging to eliminate student loan debt. Once the younger generation is in power, they will likely kill this giant pyramid scheme and forgive all student loans. And no matter what happens in Congress, if all of us collectively strike on our student loan debt, then the government will have no choice but to fix this problem they created.