Tough for most to outrun/outsmart an epidemic.
Read/watch some of the Twitter whistleblowers.
Govs have no reason to tell everyone the true risks - and every reason to hide them.
That's absurd considering how many people are unwilling victims of accidents, how exactly would you outsmart it? Never leave home?
It's a thing.
https://en.wikipedia.org/wiki/Illusory_superiority
Regardless, let's turn that comment around: could it not similarly apply to hygiene and risk of infection? Just be an above-average smart citizen and you'll be fine, yes?
