Then I saw the loans, and switched interest to computer science and programming.

Nobody is forcing you into a particular career, just switch, the definition of intelligence is general adaptability.

Shouldering yourself with hundreds of thousands in debt when you’ve never even had a job before is stupid. Period.

You might say, “are all doctors stupid?” And I would say they are not stupid, but the action of crippling yourself with debt is stupid.

I have friends who are doctors, who are 30, still laden with debt, living in tiny apartments and working 70 hours a week, and they hate it. If you ask them now “is it worth it” the answer is a resounding no. But they are in too deep now, they are a slave to their debt.