You already know that answer is going to be different for everyone, so I don't know why you bother asking it.
A better question is when are film studios going to stop profiteering with their license fees and allow their works to be available on any platform (instead of meticulously negotiating with one platform and moving around every couple months).
The question opens up other questions exactly like you mentioned.
For eg: If it was never about the price point, and more about it being available on a single platform, would you be fine with paying a very high subscription fee for a platform which holds all the catalogues?
Let me be clear, I torrent things too, but I've never really had an answer to the piracy question. I wouldnt just want to blame it on all the studios seperating out the catalogues into their own service.
I'd at least like to see what a more fair & open content market would look like. So far it's just anti-competitive, anti-consumer bullshit for TV & Movies. I haven't pirated a game after Steam got big. I haven't pirated any music after Spotify came around. Clearly the model works.
Literally Youtube. If google actually seriously got into the media business by buying up some smaller film catalogs worldwide(i'm sure AMC/criterion/some other country specific catalog collections will be easily purchasable for them as a starter), we could see streaming services go under overnight.
I think anti-trust litigation from old lawmakers is the only thing stopping them
Kind of an interesting angle. YouTube is limited in how it can compete against the film monopoly/oligopoly due to broader anti-trust concerns at Google