It's always hilarious how broken the American banking system is that you need to pay over $1000/year worth of tooling to receive recurring payments from patrons.

In the EU, you would just open a deposit-only checking account and paste its IBAN (International Bank Account Number) on your website, telling people to setup a recurring payment through their online banking and put their e-mail address or some other ID number in the message field so you can link it back to their account. All that for the price of a checking account, which wouldn't be much more than 10€/month. It's a bit of a barebones system; you wouldn't use it to handle 1000+ subscribers because the linking-back-to-their-account step would be manual. If you're on the scale of 10-100 subscribers with monthly or yearly payments, it works great. Several podcasts I listen to take donations like this.