The United States didn't face a mortgage crisis purely because of housing price collapse, it was a combination of the collapse with widespread use of subprime lending. Instead of having this argument with a random guy on the Internet I suggest you read the vast amount of documentation and analysis from people in the industry. Beyond that, the Canadian banking industry did not start up in 2008, even if that's only as far back as your memory goes.

If a Canadian bank runs off with your money you have an actual entity to pursue in court. With Bitcoin you're pretty much SOL.

The CDIC insured limit is not money to be reimbursed by the bank, it's by the CDIC in case of bank failure. There are other avenues to take first to recover your funds.

Canadian banks are stable because our regulators do not allow them to assume as much risk as banks in other jurisdictions.