Wait. If everyday transactions are not the use-case, then (excluding speculation and money laundering), what exactly is it?
Then there's the NFT/Unique items section which is for gaming (God's Unchained/Magic the Gathering where each card is owned digitally and can be traded freely with others or used as collateral for a loan), media (You own a movie but can use it on any service), and art (Tokenized art is a big craze right now).
The big ones down the line are new methods of organizing and collaborating. DAOs allow for decentralized corporations and governments. There's a lot of cool stuff here.
There's more but payments are really just a tiny use case of crypto. The big stuff like decentralized applications which might replace Google and Facebook with privacy preserving neutral platforms built for everyone to use.
Most internet platforms used to be "neutral" - or significantly more so than today. The current discussion in society is about the problems that too much neutrality can cause.
However your stance may be on those topics, this very same discussion will extend to decentralised communication networks as well, should they ever go mainstream.
Ok, dumb question: How would such a decentralised government keep itself from being overrun by, say, the Russia troll army, or any other actor with enough resources to take over a majority of it?
When it comes to currency, your coffee is not the target right now. Getting rid of entrenched monopolistic behavior is the best first step: wire transfer fees, Western Union, transfers that take days to process, objectionable government-defined illegality, banks freezing your funds, etc.
