What is it, then?
Later edit: To add to my comment, what do you call sleeping in the same bed, eating from the same plate and having direct physical contact with a person who gets the virus and ends up in IC or dead while the other person tests negative for the virus?
Let's not forget that ever since February we've all known that this virus is particularly easy to transmit/get, so you cannot say "that person got really lucky, that's why he/she hasn't got it".