In iOS, Apple wants devs to use the latest hardware features (AR, Face ID, Neural Engines) in their apps, meaning new features may raise the minimum supported version and also locks devs onto higher iOS versions (Building an entire app in SwiftUI for example) - meaning users must purchase a new device if it isn't supported. This happens on Android but it is not as enforced as it is on Apple devices.
So on mobile, yes it happens more with apps. But on the desktop users go for the web instead.
You’re casually asking for an answer to a very complex problem and, to me at least, it betrays a lack of understanding of what you’re actually asking and the implications thereof.
Then again, maybe I don’t know what I’m talking about.
Organised means bringing together all those who are educated and fortunate enough to use mobile devices and buy sell daily commodities and services.
Those who are not able to use above stuff are not able to get the work and suffer. The missed out ones.