Anyway, no need to defend yourself against random internet people.
In the end it’s all down to hard work and a bit of luck (the people not doing the hard work part will never be in a position to make use of the luck).
We actually ended up loosing the farm house to the bank. I say farm house because that's an easy way to describe it, but it was really just a house on the edge of another farm in the middle of nowhere. Lots of peace and quiet. :)