Thanks.
I realized why I missed the bit about the PIN:
1. It is omitted from the steps in the main content area, and
2. Due to a design neurosis I have, I did not process the bit at the top that talks about the PIN being required because my brain fixated on the different icon styles (Logo: what I think of as SVG style; Gmail: well, Gmail; Phone: Silk-esque; PIN/shield: Vista/Win 7). I trust the vast majority of your visitors will be able to retain the information you presented instead of doing whatever my own mind does…
Anyway, thanks for pointing that out. I think I’ll try it out!