I would need a lot because I like the city life, for example. I do found idyllic to go to the countryside here in Sweden and spend quite a few weeks there for summer and winter but that's not the life I'd like to be living for years.

I enjoy being in a city for my hobbies, such as music, it's easy to find good concerts, people to mingle and chat about those hobbies. I like the human connections of cities, I enjoy meeting my friends to do something, to see an art exhibition, to make music together.

Nothing of that is possible with little money, I'd need to save a lot through decades to keep this lifestyle work-free.

I don't want a family life so that leaves me tied to having friends and spending time with them, moving to the countryside would be worse for my needs than having to work.

Not everybody dreams of owning a house and settling down in peace in the middle of nowhere, with all the free time to look at trees and write about them. I love going to a secluded cabin, bringing all my music gear and staying there for weeks but it's not something to live on for years.