I saw the discussion on the best bank for startups https://news.ycombinator.com/item?id=23682511
and was wonder what people use as a personal checking account.
There are many financial products out there, but I don't think any consumer checking account having an API.
I use my local credit union primarily since they are "supposed" to be non-profit, lower interest rates and fees. I used the term supposed, since there are a lot of variance. I was thinking about Chime too
I agree. I love credit unions / or as we call them here building societies. They are owned by the customers. As such their interest are in what servers the customers best.
Credit unions you expect to treat you like they care about you, not about profit.
Fidelity and Schwab. No minimums, no fees, ATM reimbursements. I don’t need an API, I need consistent, reliable banking services (checks, wires, mobile check deposits, mobile app).
