> the most distant astronomical object we've observed has a redshift of 11And even though that seems like a large distance, it is a very small redshift compared to the total time the universe has existed. The cosmic microwave radiation background, for comparison, was emitted at a redshift of about 1100. So a redshift of 11 only covers 1 percent of the expansion of the universe since the CMBR was emitted.
> we've seen 97% of the universe's history
No, we haven't. See above.
> Including the microwave background in that pushes the number to 99.997%.
No, it doesn't, because even though we can see the CMBR, we can't see anything useful in between its redshift and the redshift of 11--not because there's nothing there, but because what's there is too distorted and faint to see. (The only reason we can see the CMBR is that it's black body radiation at a temperature we can independently predict from our knowledge of the physics of recombination, so we can tailor extremely sensitive instruments to looking for its precise signature.) So there is a lot of universe that we haven't seen.