I think to put a finer point on it, if you grow up in an environment where your family expects you to succeed and be wealthy, where your peers are expected to also succeed and be wealthy it gives you both the training, the knowledge, and drive to succeed. Never mind the means (dosh) to higher education.
In the U.S. my parent's were working class, broken home. Neither parents had ever invested, knew anything about 401Ks, Roth IRAs, neither owned their own home, knew about mortgages....
So I was beginning at square one and had to teach myself all these things, pay for my own college, etc.
Unless "networks and connections" allow you access to the Next Level (and I have observed this may in fact be true, allowing some to "fail upward") I think the bigger hurdle is not having the environment that gives you an investing and monetary success mindset.
I have taught my children as best I can. We'll see how this experiment plays out with the next generation....
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