I live in US and we have had FDIC as long as I remember. I'm not even sure there is such a thing as "uninsured account" in US, or if there are, why would anyone use such a bank.
https://www.fdic.gov/
It's a simple equation to grok: if utility X is only available in a digitized form on a controlled and centralized platform, then that utility is subject to central controls. And as we see, these control mechanisms will inevitably require AI moderation to scale.
You think things are bad when Google arbitrarily kicks you off gmail? Wait until it happens to your bank account. Who are you gonna call? Where are you going to go and speak out about it?
