Credit card auto pay only happens 4 weeks or more after the charges post. If there is fraudulent activity on your account there’s lots of time to address it before it becomes a bank charge.
The autopay typically comes out the last day that you can make a payment in the current cycle, which is 20-25 days after the cycle closes. You’ll always have a minimum 2-3 weeks to review the charges before the autopay goes out.
