They’re not. Backups are built-in but they’re not complete. For example google Authenticator data is not backed up. Microsoft Authenticator can be backed up, but you need to go through a few extra steps (and have a Microsoft account). Other secrets are not included either - my banks PhotoTAN app doesn’t store any credentials etc. There are reasons why this is so, but it’s really important to handle if you use your phone for 2FA.