I suspect more like due to peculiarities of the United States of America. Such as a disinclination to regulate anything, trusting that somehow this time the most profitable course for corporations will also work out OK for its citizens even if it didn't on previous occasions.
This report lists a long chain of buck-passing companies that have exploited an obvious defect and then escaped any responsibility for the consequences. Notice how the only work they made the hacker do was legal paperwork to cover their backsides, no actual technical countermeasures. Because nobody at these companies cared if it was used this way, they only wanted to make sure if they got sued they would be able to blame somebody else and get away with it.