1) tx settlement time is ~3 seconds on mobilecoin, p99 latency right now with single block finality. Eth and Btc are great but they aren’t that fast (for payments speed really matters).

2) with respect to privacy, the key innovation of MobileCoin is that when all of the systems are operational, there is no transaction graph stored in the ledger. The links between transactions are known only to the counter parties to those transactions. In the event of a failure of the Secure Enclave, links between transactions degrade to probabilistic links between transactions (and forward secrecy can be restored upon recovery of the enclave).

The effect is a payment system that is both fast and privacy-protecting with no central authority, a quality not present in any other payments system I am aware of today.

Does that answer your question?

Oh, last and perhaps most important, because of our consensus design, we don’t use a ton of energy like btc and eth.