Yes. We can all afford to move to a dense urban center such that we'll never have to carry a few week's worth of groceries, or enough clothes for the next school year, or anything else which is hard to transport on a bike. Roads (streets, really) are always in good condition, and never icy or that special condition where there's a layer of ice with a thin layer of loose snow on top. Winds never gust to 70 mph, because it would be unseemly for a proud cyclist to fight a headwind on badly-plowed streets.
> Or your clothes are sufficiently good
I still idly wonder what clothing is equal to the task of a whiteout blizzard.