In fact, the risk for you is that you infect someone you care about and they end up hospitalized or dead. That is a very real risk that has played out countless times during this pandemic and has cost thousands and thousands of lives.
It's been way longer than a year for that concept. This concept has been around for other diseases, secondhand smoke, reckless/drunk driving, etc. Different people accept it to varying degrees, usually based on topic and personal beliefs.
Protection isn't 100%, so the best way to protect the most vulnerable among us for everyone to get vaccinated. There are also a small number of people who cannot get vaccinated for medical reasons, and having as many people as possible vaccinated helps protect those people too.
