> What's he supposed to do?
Apologize.
> Also, it looks like you get out of Lambda School debts via bankruptcy, which you don't with regular college, so that's... an improvement?
"You can't discharge student debt," is actually a myth. I have two relatives that discharged their loans due to financial hardship. It isn't trivial, but there's a process.
The issue with ISAs, in their current form, is the lack of legal framework. Short of bankruptcy, the best you can do is lawyer up. Lambda School targets people who can't afford lawyers.