You're just flat-out wrong about "serious stuff."

Also, a couple of my friends - Romanians - have spent more than the past year traveling around South America, so you are mistaken about having to "be from the first-class country to take advantage of the visa requirements with your passport," as well. Finally, health insurance from many countries covers emergencies overseas -- and for Americans, there are several specific options for travelers.

Sure, you say it's not for you and I believe you. It's not for me either, I've learned from experience. But a lot of the other things you say aren't factual.